What is the current prime lending rate?

The Prime Lending Rate is 6.75% as of May 26, 2026, sourced from Federal Reserve via FRED (DPRIME).

Where does the prime rate data come from?

Data is pulled from Federal Reserve via FRED (DPRIME) (https://fred.stlouisfed.org/series/DPRIME). CalcFi caches the latest reading and historical series on an daily cadence.

How often is the prime rate updated?

Update cadence: daily. The freshness pill at the top of the page shows the exact "as of" timestamp for the latest cached value.

What unit is the prime rate reported in?

Values are reported in percent (annualized where applicable). The chart and historical table use the same unit.

Can I download Prime Rate data?

Yes. The full historical series is available as JSON at https://calcfi.app/api/data/prime-rate and as CSV at https://calcfi.app/api/data/prime-rate/history.csv. Both are CC BY 4.0.

Is Prime Lending Rate data free to use?

Yes. CalcFi-distributed data is licensed CC BY 4.0 (attribution required). Upstream public-source data (FRED, BLS, Census) remains in its original license.

How accurate is the prime rate on this page?

Values mirror the upstream Federal Reserve via FRED (DPRIME) feed at fetch time. Brief upstream revisions can cause small discrepancies between the live source and CalcFi's cache; the freshness pill flags stale data.

Which calculators use prime rate?

Related calculators on CalcFi: Credit Card Payoff. Each prefills the latest prime rate value.

Does this data replace financial advice?

No. Prime Lending Rate data is published for educational reference. It is not personalized investment, tax, or legal advice. For decisions with material consequences, consult a licensed professional.

Prime Lending Rate 2026 — 6.75% (May 26, 2026) | Free Data

Prime Lending RateLive· 0m ago

6.75%

As of May 26, 20260.00pp−0.75pp

Calculate credit card payoff at 6.75%

Historical chart

Where today sits in history

At 6.75%, the current prime rate sits in the 64th percentile of the last decade — in the middle of its 10-year range.

Month-over-month change: flat at 0.00 percentage points.

About this data

The interest rate banks charge their most creditworthy customers. Base rate for adjustable-rate mortgages, credit cards, and HELOCs. Moves with Fed policy, typically Fed Funds + 3.00 percentage points.

Data sourced directly from Federal Reserve via FRED (DPRIME). Updated daily. Published by CalcFi Editorial. See our methodology.

CalcFi publishes publicly available government economic data. We do not provide financial advice. Consult a licensed advisor before making financial decisions.

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