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Dallas vs. Nashville

Dallas, TX  ·  Nashville, TN

TL;DR

Dallas cost-of-living index is 105 vs 112 for Nashville (US = 100). Median home: $370,000 vs $445,000. Median rent: $1,275/mo vs $1,556/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-05-21

Dallas is 7% cheaper than Nashville overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-05-21

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Home Price

TX: $370,000

TN: $445,000

Monthly Rent

TX: $1,275/mo

TN: $1,556/mo

COL Index

TX: 105

TN: 112

Median Income

TX: $69,400

TN: $72,200

Side-by-Side Comparison

Metric
Dallas
Nashville
Lower / Higher

Median Home Price

$370,000
$445,000
↓Dallas

Monthly Rent (Median)

$1,275/mo
$1,556/mo
↓Dallas

Median Household Income

$69,400
$72,200
↓Nashville

Property Tax Rate

1.8%
0.69%
↓Nashville

Cost of Living Index

100 = national average

105
112
↓Dallas

Avg. Commute

28 min
27 min
↓Nashville

Unemployment Rate

3.8%
2.9%
↓Nashville

Median Age

34.8 yrs
34.6 yrs
Comparable

What This Means For You

Headline insight

Buying Power

A $100,000 salary in Dallas has the same purchasing power as $106,667 in Nashville— based on each city's cost of living index.

Housing

Homes in Nashville are 20% cheaper (-$75,000 less). That's a meaningful down-payment and monthly-payment difference.

Renting

Renting in Dallas saves $281/month — $3,372 per year. Median rent: $1,275/mo in Dallas vs $1,556/mo in Nashville.

Property Taxes

On a median-priced home, Dallas owners pay roughly $6,660/year vs $3,071/year in Nashville. That's a $3,589 annual difference.

Local Earnings

Median household income is $69,400 in Dallas and $72,200 in Nashville. Incomes are similar, so cost of living differences matter more.

Daily Commute

Average commute is 28 minutes in Dallas vs 27 minutes in Nashville. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Dallas to Nashville, here's the salary you'd need:

Salary in DallasEquivalent in NashvilleDifference
$50,000$53,333+$3,333
$75,000$80,000+$5,000
$100,000$106,667+$6,667
$150,000$160,000+$10,000
$200,000$213,333+$13,333

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Mortgage Calculator

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Rent vs Buy

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Cost of Living

Full cost of living comparison tool

Home Appreciation

Project future home value growth

Affordability Calculator

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Property Tax Calculator

Estimate taxes in Dallas or Nashville

Dallas Calculators

→ Mortgage calculator for Dallas→ Rent vs buy in Dallas

Nashville Calculators

→ Mortgage calculator for Nashville→ Rent vs buy in Nashville

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Dallas vs Nashville: Common Questions

Is Dallas or Nashville cheaper to live in?

Based on cost of living indices, Dallas is cheaper overall. Dallas has a COL index of 105 while Nashville scores 112 (national average = 100).

How do home prices compare between Dallas and Nashville?

The median home price in Dallas is $370,000 vs $445,000 in Nashville — a difference of $75,000 (20%).

What salary do I need in Nashville to match my Dallas income?

Use the salary equivalence table above. For example, a $100K salary in Dallas is equivalent to $106,667 in Nashville in terms of purchasing power.

Which city has lower property taxes?

Nashville has a lower property tax rate (0.69% vs 1.8%). On a median-priced home, that means paying $3,071/year vs $6,660/year.

How does rent compare in Dallas vs Nashville?

Median monthly rent: $1,275 in Dallas vs $1,556 in Nashville. Annualized: $15,300 vs $18,672.

What is the median household income in each city?

Dallas: $69,400/yr. Nashville: $72,200/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Dallas typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

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Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-05-21.